We assume that innovation is part of our DNA. We were born in 1994 as the first telephone bank in Portugal. In 2001, our Customers were able to find investment solutions at a single bank. In 2010, we launched a new concept aimed at transforming the banking experience. We have rethought our services so that you only have to pay for what you use, identify the concrete benefits presented to you, in a clear and transparent way. We sought to remove complexities in the operations of the branches, reduce the use of paper as much as possible, invest in technology to streamline processes and simplify the lives of our Customers.